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Our Muncie office will be hosting its 3rd Annual ITC Hoops Open House from noon until 5 p.m. Friday, March 20th with basketball on two TVs, networking and great food.

James Whitford, Head Coach of Ball State University’s Men's Basketball team will join us for the Open House at 1:00 p.m. Coach Whitford will spend a few minutes talking about what lies ahead for Ball State basketball.

We look forward to having you with us this Friday!

Click on the Link below for more information

ITC Hoops

Ever since a legal secretary named Ida May Fuller received the first retirement benefit check in 1940, women have been counting on Social Security to provide much-needed retirement income.  Social Security provides other important benefits too, including disability and survivor's benefits, that can help women of all ages and their family members.

1.  How does Social Security protect you and your family?

When you work and pay Social Security taxes, you're paying for three types of benefits:  retirement, disability, and survivor's benefits.

Click on the Link below to read the full story

Women & Social Security

The Markets

(Un) Happy New Year:  Fresh uncertainties in Europe, slowing economic growth, anticipation of a looming Federal Reserve rate hike, and a stronger dollar all contributed to a volatile month for equities.  The losses weren't good news for believers in the January Effect (the idea that equities' behavior in January suggests what might happen during the rest of the year).  However, it might also be useful to remember that the S&P 500 lost 3.6% last January but ended 2014 up 11.4%.

Oil prices fell below $50 a barrell, but that seemed to be a mixed blessing.  Lower gas prices boosted consumers' spending power, but the sharp declines also raised questions about whether prices would fall so far that energy companies would cut back on jobs and/or ongoing operations.  And as investors sought out the safety of U.S. Treasuries, the benchmark 10-year yield lost roughly half a percent in January as prices rose.

Click on the link below to read the full story

Market Month: January 2015



The Markets

After a disappointing January, equities rebounded in fine style in February.  The S&P 500 and Russell 2000 hit new all-time highs, and the S&P had its strongest month since October 2011.  The Nasdaq continued to be the strongest year-to-date performer, while a temporary bailout extension for Greece helped benefit the Global Dow.

Oil prices stabilized around $50 a barrell, which helped boost consumers' spending power.  The U.S. dollar gained strength, though not as much as it did in January, while gold fell below $1,200 per ounce before rebounding to roughly $1,212.  And as investors regained confidence in equities, the benchmark 10-year Treasury yield rose as prices fell.

Click on the link below to read the full story

Market Month: February 2015

judfisher2014smallJud Fisher, a member of the board of trustees of Indiana Trust & Investment Management Company, and president and chief operating officer of the Ball Brothers Foundation, was named The Star Press Person of the Year 2014 Tuesday evening during festivities at the Pittenger Student Center at Ball State University.

Fisher was cited for his commitment to the community — in particular his support for Muncie Community Schools' efforts to merge its two high schools into one — in being named Person of the Year. The Ball Brothers Foundation awarded $6.7 million in grants to worthy organizations in 2014 alone, and Fisher emphasized that his work was a reflection of the community. He cited the lessons he learned in what he said was a college football career with more time spent on the sidelines than on the field.

At the end of his final season, Fisher said, another player told him that he had become the player he was because of Fisher's participation in practices. "That taught me, always be an asset, no matter what," Fisher said.

The evening also honored finalists for Person of the Year, including a cross-section of business and civic leaders who had in common their efforts to improve the community and help others.